Fuel Your Next
Flip with Confidence!
Express Hard Money: Your Go-To Fix and Flip Lender
Looking to invest in residential properties? We’ve got you covered. At Express Hard Money, we can approve loans in as little as 24 hours, making sure you can move fast and close even faster. As a direct lender, we control the funds, meaning no red tape—just quick, reliable financing when you need it most.
We take pride in delivering top-notch customer service, a smooth process, and speed you can count on. Let’s work together to make your next investment a success!
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Investment Properties Only
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Close in as fast as 3-5 days
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First-Time Flippers Welcome
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Higher Leverage for Experienced Investors
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Lending Experts Since 2020
Fix & Flip Program Terms
Loan Details
Loan Amount | $50,000 - $1,000,000 |
Minimum Credit | 625 |
Rates | 9.9% - 14.99% |
Points | 1 - 3 |
Payment | Monthly, Interest Only, No Prepay Penalty |
Loan to Cost (LTV) | Up to 90% |
After Repair Value (ARV) | Up to 75% |
Loan Term | 12 Months (up to 24 with approval) |
Eligible Loan Types | Residential Fix & Flip |
You’ll love the easy approval process with Express Hard Money, because of our common sense underwriting. No Tax Returns, No Income Verification, and No Debt Ratio to Qualify! To speed up the process, here are the main items you’ll need to gather:
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Purchase Contract
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Rehab Budget
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Property Insurance
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Driver's License
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Entity Documents
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Close Fast
(Typically 3-5 Business Days)
Competitive Rates
(Rates from 9.9%)
Nationally
Trusted
Express Transactional
Same Day Transactional Funding
Express Transactional is designed for real estate investors who prefer double closings and need one day financing. We fund directly to the title company with no upfront costs - our fee is deducted from the B-C closing.
Close Fast
(Typically 3-5 Business Days)
Competitive Rates
(Rates from 9.9%)
Nationally
Trusted
Benefits:
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1% fee ($500 minimum)
Same transaction capital
No borrower paperwork
No wire or document fees
Funds wired directly to your title company
Both closings at the same title company
Funds dispersed when buyer funds are confirmed
How It Works
• Upload your seller PA and buyer PA
• Give us your title person contact information
• We coordinate with title
• On the day of closing we wire funds
• Our fee is collected from B-C closing profits
Matt Davidson
Owner of Husky Real Estate LLC
As a real estate investor, having a reliable lender is paramount to my success. Knowing that the funds are in place helps me move with confidence on any deal I find. Being able to move with speed allows me to be decisive and make money faster. The fees and rates are competitive, and the smooth process makes choosing to work with Express Hard Money a no-brainer! I’ve done dozens of deals with them now, and I highly recommend them!
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