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Home Deck and Kitchen

Fuel Your Next
Flip with Confidence!

Express Hard Money: Your Go-To Fix and Flip Lender

Looking to invest in residential properties? We’ve got you covered. At Express Hard Money, we can approve loans in as little as 24 hours, making sure you can move fast and close even faster. As a direct lender, we control the funds, meaning no red tape—just quick, reliable financing when you need it most.

We take pride in delivering top-notch customer service, a smooth process, and speed you can count on. Let’s work together to make your next investment a success!

  • Investment Properties Only

  • Close in as fast as 3-5 days

  • First-Time Flippers Welcome

  • Higher Leverage for Experienced Investors

  • Lending Experts Since 2020

Image by Brina Blum

Matt Davidson

Owner of Husky Real Estate LLC

As a real estate investor, having a reliable lender is paramount to my success. Knowing that the funds are in place helps me move with confidence on any deal I find. Being able to move with speed allows me to be decisive and make money faster. The fees and rates are competitive, and the smooth process makes choosing to work with Express Hard Money a no-brainer! I’ve done dozens of deals with them now, and I highly recommend them!

average rating is 5 out of 5
Matt Davidson

Discover the Express Hard Money Advantage!

Close Fast
(Typically 3-5 Business Days)

Competitive Rates
(Rates from 9.9%)

Nationally
Trusted

Program Terms

Loan Details

Loan Amount
$50,000 - $1,000,000
Minimum Credit
625
Rates
9.9% - 14.99%
Points
1 - 3
Payment
Monthly, Interest Only, No Prepay Penalty
Loan to Cost (LTC)
Up to 85%
After Repair Value (ARV)
Up to 75%
Loan Term
12 Months (up to 24 with approval)
Eligible Loan Types
Residential Fix & Flip

  • Express Hard Money specializes in residential real estate but can fund various Investments such as:

    • Single Family Homes

    • Duplex, Triplex, Quadplex

    • Condominiums

    • Townhouses

  • Express Hard Money eliminates junk fees and has straightforward pricing when it comes to all loan associated costs.

    We do not charge for document prep, legal fees, recording fees, or appraisals. Most loans will have between 1 and 3 points. That's it.

  • You’ll love the easy approval process with Express Hard Money, because of our common sense underwriting. No Tax Returns, No Income Verification, and No Debt Ratio to Qualify! To speed up the process, here are the main items you’ll need to gather:

    • Purchase Contract

    • Rehab Budget

    • Property Insurance

    • Driver's License

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